The program aims to instill financial literacy among children (ages 9 to 12) by teaching them the fundamentals of planning, mindful spending, saving, and investing, in a way that promotes the concept of “living with dignity.”

It helps children develop positive financial behaviors that enable them to manage their money wisely, achieve their personal goals, and contribute to the well-being of others.

Planning for Living with Dignity

• Understanding the concept of living with dignity 
• Applying practical approaches to achieve a dignified lifestyle 
• Learning methods of money management to meet needs, make purchases when necessary, support others in need, and invest wisely 
• Using the SMART goal framework to define financial and personal goals 

Managing Your Money

• Understanding the components of a budget 
• Managing income and expenses while adhering to a budget 
• Differentiating between needs and wants 
• Understanding saving, its relationship with income, and identifying practical saving methods in daily life 

Managing Your Investments

• Understanding the concept of investment and its importance in generating income 
• Understanding borrowing and its relationship to investment and budgeting, and identifying when borrowing is necessary