Riyali Essentials is a training program designed to empower individuals. It aims to equip the community with financial knowledge and awareness by providing the necessary tools to make sound financial decisions that contribute to a better quality of life.

The Riyali Financial Literacy Program aims to enhance financial awareness among the Saudi community, develop their financial skills, and provide them with the knowledge needed to effectively manage their life responsibilities.

Module 1: Financial Planning & Personal Budgeting

• Financial well-being and financial independence 
• Goal setting and financial planning 
• Budgeting and prioritizing expenses 

Module 2: Saving

• Saving and the value of money 
• Inflation, Zakat, and savings accounts 

Module 3: Investment

• Transitioning from saving to investing 
• Time value of money and opportunity cost 
• Types of investments 
• Entrepreneurship 

Module 4: Borrowing

• Principles of borrowing and Islamic and conventional financing 
• Debt repayment 
• Credit cards, debit cards, and borrowing for investment 

Learning Outcomes

• Introduce individuals to financial literacy, its importance, and its value 
• Empower the community with financial knowledge and awareness by providing tools that support sound financial decision-making and contribute to a better quality of life