This program enhances the financial literacy of Saudi children aged 9 to 12 and helps shape their behavior in ways that improve their financial well-being as they grow.

It encourages the adoption of positive behaviors that reflect living with dignity—such as spending money wisely and bringing happiness to others.

Planning for Living with Dignity

• Understanding the concept of living with dignity 
• Applying practical approaches to achieve a dignified lifestyle 
• Learning methods of money management to meet needs, make purchases when necessary, support those in need, and invest wisely 
• Using the SMART goal framework to define financial and personal goals 

Managing Your Money

• Understanding the components of a budget 
• Managing income and expenses while adhering to a budget 
• Differentiating between needs and wants 
• Understanding saving, its relationship with income, and identifying practical saving methods in daily life 

Managing Your Investments

• Understanding the concept of investment and its importance in generating income 
• Understanding borrowing and its relationship to investment and budgeting, and identifying when borrowing is necessary